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Paper Smart

The more you have, the more you spend?

One thing I’ve realised is that I spend so much money because I have the money to spend. Although I have convinced myself that the…

April is going to hurt…

This month is turning out to be an expensive month. I have £469 left for the month. Birthdays have cost me a bomb – almost…

Budget Performance: 6 April 2022

Happy New Financial Year! Welcome to FY23! I’ve spent £1365.84 so far this month. I’ve got a busy weekend ahead with family – I will…

Budget Performance: 5 April 2022

My total spending to date is £1,344.74. My limit for the month is £2,052.00 I have £707.26 left for the remaining 25 days of this…

Spending Review is due

A thorough review of my spending is well overdue. At the moment I’m spending well over £2,000 each month. I need to reduce that significantly…

Holiday on the Horizon

My finances are complicated this month. With a holiday on the horizon, I’m expecting it to set me back around £1,500 – £2,000 when I’m…

Budget Performance: 14 January 2022

Spending stabilised today. I also cooked, hopefully saving me some money over the weekend. I’m visiting family this weekend and perhaps some friends (TBC) but…

Budget Performance: 13 January 2022

Well, there seems to be a trend: once you break budget badly, the floodgates open for every other expense to be put through. Spending continues…

Budget Performance: 11 January 2022

There have been a lot of unexpected car expenses this month Wing mirrors, tyres, and next up front bumper body work. So far it tallies…

Budget Performance: 7 January 2022

Well, all I can say this month is that despite your best laid plans, life has a way of throwing things your way that disrupt…