Feeling optimistic about being able to tackle my finances over the next month. August was a car crash but I’m going to ensure I learn from it. Once I do the retrospective, I’ll have to put into action the things I observed from analysis so that I can make September a much better month. Discipline is going to play a key part. Saying ‘no’ and ‘not yet’ to myself. What helps is having a goal and my goal is to save a £16,500 deposit to buy my house. It’s going to take a lot of sacrifices—not just in not spending, but in working a job that I don’t particularly like, dealing with people I don’t particularly want to deal with and going through that whole uncomfortable process. But I have to keep telling myself it’s only for a little while. Six months, then you’re done. Keep thinking about the money I’m putting aside and the house that I want to buy.
Next step, I have to put together a schedule for the buying process from now until I move into my new place. That ought to give me some motivation everyday to keep making those disciplined choices and to keep bearing with the uncomfortable nature of the job that I am doing.
Keeping at it. Feeling optimistic. For now.