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Paper Smart

Budget Performance: 6 January 2022

A no-spend day – my favourite Although today was a no-spend day, tomorrow and the weekend is likely to be anything but. I’ve got further…

Budget Performance: 5 January 2022

Minimum spend today—just what the doctor ordered. Only £9.99 on my printer ink subscription. My concerns at this point are: I still have to pay…

Budget Performance: 4 January 2022

It’s never straightforward is it. Just when you think you’ve got your spending on lock, here comes something right out of left field to remind…

Budget Performance: 3 January 2022

Still good so far. Spent £16.50 today on some unnecessary things that I did not need to buy but this is a process and I’m…

Budget Performance: 2 January 2022

We are back to normal operations and here we go with another month. Welcome January to the books. So far so good. I’ve made a…

Stick to the Script

This is going to be my budget theme for January 2022: Stick to the Script. Oftentimes I find that I prepare a budget at the…

Not ready for credit cards

Credit cards give you such a false illusion that you end up spending what you don’t have. Some people may be better with spending with…

Spending Performance: 30 November 2021

Well it’s the final day of November 2021. Sad that I’m glad to see the back of it. It has been a terrible month financially.…