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Spending Performance: 2 November 2021

I’m very much aware that whilst this month seems to have gotten off to a good start, next week, my budget is quite slim. I need to build some capacity this month (by not spending) to cater for the thinness of next week’s budget.

The key thing for me will be keeping spending down as much as possible. If any unexpected event happens this month, I don’t think I have the fat in the plan to deal with it.

I need to start working out again and recently signed up to a gym closer to me. It’s a toss up between this gym and a group class session subscription at another gym. I’m trying to determine which one will be better—not just cheaper but also one that I will actually use; after all no point in paying if I’m not getting the value from it.

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