I’m very much aware that whilst this month seems to have gotten off to a good start, next week, my budget is quite slim. I need to build some capacity this month (by not spending) to cater for the thinness of next week’s budget.
![](https://teachyourselfmoney.com/wp-content/uploads/2021/11/perf2Nov21.jpg)
The key thing for me will be keeping spending down as much as possible. If any unexpected event happens this month, I don’t think I have the fat in the plan to deal with it.
I need to start working out again and recently signed up to a gym closer to me. It’s a toss up between this gym and a group class session subscription at another gym. I’m trying to determine which one will be better—not just cheaper but also one that I will actually use; after all no point in paying if I’m not getting the value from it.
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